What is a SEPA Credit Transfer?

 

 If you have Online Banking (example screen) follow the instructions below  wob-screen
Introduced in January 2008, this service is for non-urgent payment in Euros to the following countries:

SEPA countries are the EU countries and their territories (including UK Crown Dependencies), Iceland, Lichtenstein, Monaco, Norway, San Marino and Switzerland.

SEPA Credit Transfers:

To send payments by SEPA Credit Transfer (SCT) the payment must:

  • be in Euros
  • be sent to a bank in a SEPA country which is a member of the SCT scheme
  • include a valid IBAN for the beneficiary's account
  • include a SWIFTBIC if the payment is to a non-EEA country

If you request a SCT and we are unable to route it via SEPA we will send it as an international payment

To make a SEPA Credit Transfer, follow the same procedure as Making an International Payment - except you choose the 'Make a non-urgent SEPA Credit Transfer option' instead of 'Make an urgent payment in any currency'

 

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