Which are the SEPA countries?

These are the countries you can make SEPA credit transfers (non-urgent payments in Euros) to.

 In total, 34 countries are part of the Single Euro Payments Area:

19 EU Euro countries - Austria, Belgium, Cyprus, Estonia, Finland (*1), France (*2), Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal3, Slovakia, Slovenia, Spain (*4)

9 EU non-Euro countries - Bulgaria, Croatia, Czech Republic, Denmark, Hungary, Poland, Romania, Sweden, United Kingdom (*5)

2 non-EU, Euro countries – Monaco, San Marino

4 non-EU, non-Euro countries - Iceland, Liechtenstein, Norway, Switzerland

Please note: Andorra, Kosovo, Montenegro and the Vatican City use the Euro as their domestic currency but do not belong to SEPA.

(*1) Including the Åland Islands.

(*2) Including Martinique, Guadeloupe, French Guiana, Reunion, Saint Martin, Saint Pierre and Miquelon, Mayotte, and Saint Barthelemy.

(*3) Including Azores and Madeira.

(*4) Including the Canary Islands, Ceuta and Melilla.

(*5) Including Gibraltar, Jersey, Guernsey and Isle of Man.

 

Not all banks in SEPA countries accept SEPA credit transfers

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