I have been given a cheque by someone whose bank is outside of the UK, can I still pay this into my account?

A foreign cheque, one drawn on a bank outside of the UK, can be paid into your account using services called 'Negotiation' or 'Collection'. You do this by presenting it to the cashier in your local branch, or sending it to us via the post (It is recommended that you send it via 'Special Delivery' / Courier to avoid the cheque being intercepted or lost).

For address details please Contact Us

Cheque Negotiation lets you use the funds before the cheque has cleared and is credited to the account on the second working day*.
Cheque Collection is a much slower service, where we wait for an answer from the bank upon which the cheque is drawn before crediting your account with the funds. This takes on average between four to seven weeks.
Both Negotiation and Collection are chargable services, for details please refer to our Tariff Guide


* Cheques can still be unpaid by the bank upon which the cheque is drawn at a later date, in which case the money will be debited back from the account.

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